BJG's father did not leave him any money because he paid for our house...fair deal truly since he has three children, not just one.

But that means we are very screwed financially for our old age. I don't know why, but we have no money even though we are not in debt (Thankfully). We spend a third of the price we used to spend on cigarettes but I am now drinking Plus pot. These are our only expenses of luxury. No travels for me for 10 years.