I really cannot complain: relative wealth ( a roof and excellent food) for all my life except a month homeless and three years of disability in shared appartmet and basements in my 30s. I would have never ever understood the amount of corruption on our streets if I had never been hobbo by pure stubborness ( I wanted some new medicine to help me, not the old stuff). Truly, I could not have asked for a better saner financial health and relative wealth overall all my life. very modest for many many many years. Very enlightening life on that front and moderate.