Yes, it is truly AT THE END that we learned EVERY thing. Except if we live as shitty a kamma as Lilou. Lucy Maud Montgomery was a big name in Canada. She had very few revelations along the way and realized she had fucked up in the end. Did she kill herself? Probably not but she messed up with God. 

Stef was probably Jeanne D'Arc. Notice her kamma are NEVER SHITTY. Lilou will learn, angel of Mary. Lucy was a privileged middle class white woman. Who thought very highly of her talent I am sure....sigh...yup, that sounds like me before for real....